Estate Planning is a difficult matter to discuss but very essential. It doesn't just make a plan to distribute your property after you pass but for your later years to ensure that you are properly cared for according to your wishes. You have to plan to pay for nursing care when it is necessary. You have to plan in the event that you become disabled. A proper estate plan takes into account your needs for a Durable Power of Attorney for your affairs, Durable Power of Attorney for Health Care, Medicaid spend down for eligibility to qualify for nursing home care, and of course a properly drafted will and trust.